Rates

Simply do the following each monthly qualification cycle:

• Have at least 12 debit card purchases post and settle
• Have at least 1 direct deposit or automatic payment (ACH) post and settle
• Be enrolled and receive Email Statements
• Be enrolled and log into Online banking at least once a month

Interest Rates and APYs are effective as of November 15, 2024.

CASH REWARDS CHECKING
Interest Rates and APYs may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up $4.99 per single transaction and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.75%; and (3) balances over $10,000 earn 0.20% interest rate on portion of balance over $10,000, resulting in 1.75% - 0.34% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. The "Monthly Qualification Cycle" is from the first business day of the month to the close of business on the last business day of that month. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit two accounts per person. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

PLATINUM BUSINESS
Account approval, qualifications, limits and other requirements apply. Interest Rates and APYs are subject to change after account is opened. Fees could reduce Earnings.

CERTIFICATES OF DEPOSIT/MONEY MARKET/SAVINGS
*Minimum deposit required to open and to obtain APY
A penalty may be imposed for early withdrawal from a Certificate of Deposit. Annual percentage yields are based upon quarterly compounding for Certificates of Deposit and Savings; monthly compounding for Money Market. The Interest Rates and APYs may change on Savings and Money Market Accounts.