Business AccountsState Bank business accounts offer you the options you need without the complicated per item fees that many banks charge. Keep a low minimum balance in your account and enjoy the many free banking services available to you. |
Get the process started by completing our Business Account Application
All Checking Accounts Include These Benefits:
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Additional Products and Services:
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Compare Our Checking Options
| Accounts | Platinum Business | Simply Business |
|---|---|---|
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Earns Interest |
0.75% APY* |
No |
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Minimum Balance |
$2,500 minimum daily balance |
$300 minimum daily balance |
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Monthly Service Fee |
$15 |
$15 |
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Per Item Fees |
$0 Unlimited Transactions |
$0 Unlimited Transactions |
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Paper Statement |
$3 |
$3 |
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Fee Waiver |
No $15 Service Fee if daily balance is met. |
No $15 Service Fee if daily balance is met. |
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Minimum to Open |
$50 |
$50 |
Account approval, qualifications, limits and other requirements apply.
*Annual Percentage Yield (APY). Rates are subject to change after account is opened. Fees could reduce earnings.
**Must register in advance and qualify for Overdraft Privilege. There is a per-item overdraft charge.
Features
- Competitive Rates
- $1 minimum balance fee waived on balances over $100
- Interest compounded quarterly
- $100 minimum opening deposit
Benefits with Savings and Money Market Accounts
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- Earn more as your balance grows
- $2,500 to open
- $15 minimum balance fee waived on balances over $2,500
- Direct Deposit available
*During any calendar month or statement cycle of at least four weeks, you may not make more than six pre-authorized or automatic withdrawals/covered transfers per month. If you exceed these limitations in any statement period, your account will be subject to closure by the bank. Fees and Charges – The following fees and charges apply to this account – Per Item Fees – A per item charge of $15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a statement cycle.
- Competitive fixed rates
- Variety of terms available
- Invest locally and support your community
- FDIC Insured
- Great companion account for employer-sponsored health plans
- Easy to access funds with Instant Issue Debit Card
- Use for qualified medical expenses
- Free Online Banking
- No opening or annual fees
Eligibility
You are eligible to make or receive an HSA regular contribution if, with respect to any month, you:
- Are covered under a high-deductible health plan (HDHP) on the first day of the month; Are not also covered by any other health plan that is not an HDHP (with certain exceptions for plans providing preventive care and limited types of permitted insurance and permitted coverage);
- Are not enrolled in Medicare; and
- Cannot be claimed as a dependent on another person's tax return
Have Questions?Speak to a Customer Service Representative at any of our locations to learn more about our checking services |